Mortgages For Vancouver Website Privacy Policy:
Mortgages For Vancouver maintains that your personal information deserves protection and we subscribe to the privacy principles established in the Government of Canada's Personal Information Protection and Electronic Documents Act. This privacy policy describes best practices regarding the collection, use and sharing of your personal information. By using our website you consent and agree to the collection, use and disclosure of personal information and to the privacy practices set out in this policy. Mortgages For Vancouver expressly reserves the right to change this privacy policy at any time.
Testimonials:
If you have had (as you all should!) a pleasant experience with Mortgages For Vancouver then we may wish, from time to time, to post your comments or submissions as sample testimonials, in which case we will ask for your direct permission in advance.
The collection and use of personal information:
Mortgages For Vancouver is in the business of providing a comprehensive, informational website about financial products and services. As a method of providing this service; we may collect personal information from our users to assist in evaluating their financial needs.
With whom do we share your personal information?
We may disclose personal information to our agents, suppliers and service providers as part of making available our website and related products and services. All such persons and entities are provided only with the information needed to perform their specific function and may not use such information for other purposes. They are also bound by contract to maintain the confidentiality and security of personal information and are restricted from using such information in any way not expressly authorized by Mortgages For Vancouver.
Mortgage Broker Privacy Policy:
Mortgages Canada, in performing its duties as your mortgage broker is required to collect personal information from you. The collection of this information is important to:
- Evaluate your financial needs.
- Determine which financial and/or insurance products are best suited to meet your needs.
- Administer the financial products and services you have purchased and assist you with any difficulties you encounter
Mortgages Canada is very concerned about the personal information its representatives gather and the methods used to solicit the information. Our employees will abide by the following principles:
- Minimize intrusiveness.
- Maximize fairness in our use of the information.
- Protect the privacy and confidentiality of the personal information in our care.
Only proper and legitimate means will be employed to collect personal information:
Mortgages Canada brokers and agents will collect information that is pertinent to the product selection and completion of the mortgage lenders application. The broker will solicit this information directly from the client by phone, email or regular mail.
We will endeavour to ensure that personal information collected and used is accurate and timely.
All decisions involving personal information should be based on accurate and timely information. We will do our best to ensure accurate information is transmitted to the mortgage lenders. We rely on the applicants to fully disclose all material information and to inform us of any changes. Individuals have the right to inquire about their personal information maintained in a file and, if needed, they have the right to request any inaccurate information to be corrected.
Personal information will be made available only to authorized persons.
The information we collect is transmitted to the financial providers in a format and a method directed by them. The information file created by Mortgages Canada will be accessible only to the companies' employees who require access to the information in the performance of their duties and to those otherwise authorized by law.
Personal information will be protected by appropriate safeguards.
Each of Mortgages Canada's employees must abide by our commitment to privacy in handling personal information of our clients and that of employees and agents with whom they work. In providing information to the insurance companies and individuals working on our behalf, we will require these organizations to have privacy policies in place and mechanism to enforce the terms of the policy.
Personal Information will only be retained as long as it is needed.
The length of time that we retain your personal information will vary depending on the company and the types of products you have chosen. We will only keep your personal information as long as it is required to complete the application process or as required by law.
